Having a tough time managing your finances? Wondering where all your money goes each month? Looking for some nifty two ways to get assistance with budgeting and financial planning? Worry not, technology has you covered. Following is a selection of 5 awesome iOS apps that will help you manage your money like a pro.

Bill Tracker is handy little app that does exactly what it says – helps you track your bills

Mint Personal Finance

One of the best budgeting and personal finance apps out there, there is a reason why over 13 million people trust Mint with their finances. Definitely one of the smartest ways to manage your money, Mint Personal Finance is an incredible app that allows its users to budget, track, and manage all their money systematically in one place, so that users get an idea how much they’re spending and where all can they save. The app gives you an option to add multiple banks, loans, credit cards, as well as retirement accounts, and then automatically pulls in information and categorizes your transactions. Mint customizes your budget based on your actual spending, and also lets you set up alerts, bill reminders, and advice so that you avoid late fees. So if you’re looking for a safe, easy, and secure way to manage your money, Mint Personal Finance is the answer.

Bill Tracker

As the name suggests, Bill Tracker is handy little app that does exactly what it says – helps you track your bills. Right from your electricity bill to your car payment to your broadband subscription, Bill Tracker makes sure you pay all your bills on time. Essentially, what the app does is, it gathers all your upcoming bills in one neat list, so that you know what bills you need to clear off next. Furthermore, the app tracks every possible detail about the bill, including due date, the amount due, confirmation numbers for payments, and much more. The app also features a nifty built-in calendar, which lets you input your monthly bills and keep a tab on them, and then sends you reminders making sure you pay your bills on time.  If you need more, Bill Tracker gives out a list of all the bills paid and the total amount of money they all add up to – perfect to get an idea as to where you stand with your finances every month.

PocketMoney

Looking for a neat app that not only serves as your personal finance adviser but also has an awesome interface that is simple to follow? If yes, PocketMoney is what you’re looking for. Basically, PocketMoney is an ingenious app that helps you track your spending and expenses every month, so that you can figure out where you can cut down and possibly make some savings. The app is packed with some nifty tools for accounting, budgeting, spending analysis with the help of charts, exporting financial data, and more. In a nutshell, the app systematically presents all your savings, accounts, spending history, and so on in one place so that you can cut down on all that impulsive shopping that you’ve been doing, and start saving up instead!

Budget Boss

If you’re looking to make just the right financial moves to save up for the future, Budget Boss is one app that could pretty much prove to be a life savior. Budget Boss is a simple and easy-to-use app that helps you create a budget, and accordingly predicts your savings for the future with the help of a few nifty graphs. Based on your budget, the apps lets you know about the potential savings you could make by sticking to your proposed budget. Equipped with an intuitive interface and powerful visualizations, the app tracks how well you are following your budget, defines your income and expenses and schedules their transaction dates, and identifies any expenses you forgot about. What’s more, the app also has credit card payment and saving calculators for savings accounts and debt payoff. So if you’re looking for a finance buddy to assist you with budget planning and savings goals, look no further than Budget Boss to get the job done.

Koku

Be it your savings accounts, credit cards, debit cards, or even your checking accounts, Koku ingeniously gathers all your finances into one place and lets you know exactly how much you are spending. The most striking aspect of the app is its awesome budgeting feature, which lets you set and track spending goals in real time, as you make purchases. You can create your own tags such as “coffee”, “food”, “shopping”, “cola”, and so on, and create a budget for them, and let Koku handle the rest. It will track your spending and financial habits and give you an analysis. If that wasn’t enough, Koku also provides iCloud syncing, allowing you to access your account between multiple Macs and iPhones.

Author Bio: 

The author of this post, Nancy Baker, is a freelance blogger who often shares her ideas and experiences online. She writes for J Bottom and Associates Ltd., a team of professional bankruptcy lawyers. She has a very dynamic personality and she enjoys trying new things. You can also follow her on Twitter @Nancy Baker.