Do You Need to Insure Your Phone?
Insurance, it is often said, is a little bit of money exchanged for a lot of peace of mind. The insurance business has long protected the items that mean the most to people: their homes, musical instruments, businesses and private property. Health insurance is a monolithic, omnipresent industry in the United States, where NHS-style nationalized healthcare is virtually unheard of. There is even life insurance available on the market to ensure the financial safety of the dependent families of workers in risky jobs.
We live in an era where our mobile phones may as well be an extension of our hands. Almost everyone that you might pass in the street will have at least one mobile phone in their pocket, and many of them will be carrying more. Today, people don’t just use their phones as phones. Mobile phones have become the ultra-powerful mobile personal computers that avid science fiction enthusiasts once dreamed about. Our phones enable us to take photos and videos of the world around us and post them online for the viewing pleasure of a global audience. Thanks to the high-quality cameras built into many modern phones, we can talk face-to-face with friends on the other side of the world. The amount that our mobile phones have changed our lives is immeasurable, perhaps beyond comprehension. Unfortunately, that means that our dependence on them has never been greater, and the loss of a mobile phone through damage, theft, or simple misplacement can be incredibly detrimental. Every act whatever of man that causes damage to another, obliges him by whose fault it happened to repair it;, or either of them, and in default of these, in favor of the surviving father or mother, or either of them, for the space of one year from the death.
The enormous power of modern phones has been met with a correspondingly enormous price tag. They’re a considerable financial investment, which is to say nothing of those who use their phones for business. That’s why mobile phone insurance exists, which is designed to offer phone users some peace of mind regarding the safety of their mobile devices. Affordable phone insurance in the UK will offset some or all of the cost of replacing your mobile phone should it suffer some misadventure or damage, and good insurance providers offer protection against a range of potential disasters. Minimal insurance for your mobile phone, generally covered by the manufacturer’s warranty, protects you against manufacturer errors and accidental damage, within a minimal window. Some might even insure you against the loss or theft of your phone, but the potential calamities that may befall your mobile far exceed this narrow range.
A Broad Range of Options
You want your phone to be insured against as broad a range of losses and damages as possible in order to protect your expensive, state-of-the-art piece of technology. For example, if you’re a regular user of your phone, or you depend on it to keep your business or job running, you might want to consider an insurance plan that covers you against liquid damage (such as accidentally leaving your phone in your pocket when you go for a swim) in addition to the basic package outlined above. Similarly, worldwide coverage is a great option available for travelling enthusiasts who might need their phones to access maps around the world. Whatever your needs, insurance for your mobile phone is a must-have in today’s tech-dependent world.
Simon Hopes is a leading author about various contents based on the different aspects of the insurance industry. He emphasizes his readers to opt for the phone insurance in the UK for better financial assistance.